Gridlines

  The video KYC process has redefined customer onboarding for banks, NBFCs, and fintechs. What once took days with paperwork and branch visits can now be completed in minutes through a secure video call. Every session is encrypted, recorded, and backed by AI-driven checks for liveness, ID validation, and fraud prevention. With strict RBI compliance built into the flow, institutions can onboard customers faster without compromising security. For customers, the video KYC process feels simple and seamless. For businesses, it cuts costs, reduces fraud, and improves customer satisfaction. Robust solutions also work on low bandwidth, integrate easily with existing systems, and provide detailed audit trails. Gridlines’ video KYC process brings speed, compliance, and scalability together—making onboarding a strategic advantage in digital finance. https://gridlines.io/blogs/video-kyc-process/

  The rise of verification APIs for KYC is changing how Indian banks handle customer onboarding and compliance. Instead of relying on slow, paper-based checks, banks now verify Aadhaar, PAN, passports, and biometrics in real-time using secure APIs. This shift reduces fraud, strengthens compliance with RBI and AML regulations, and ensures customers experience seamless account opening in minutes.  With financial fraud crossing ₹10,000 crore in 2023–24, the need for reliable KYC has never been greater. APIs not only confirm identity but also detect impersonation, deepfakes, and suspicious account activity, while automatically refreshing customer data to stay up to date.  By embracing verification APIs for KYC , banks cut costs, improve accuracy, and gain a competitive edge with faster, safer, and more customer-centric services. KYC is no longer just compliance—it’s trust, delivered in real time.

Gridlines Video KYC solution enables banks, fintechs, and financial institutions to onboard customers securely and seamlessly while meeting RBI’s strict regulatory requirements. The process is powered by AI-driven OCR, facial recognition, and liveness detection, ensuring instant document verification and fraud prevention. With pre-call verification, dynamic agent allocation, and automated security checks, customers experience a smooth and intuitive onboarding journey. Built for scale, the platform handles high concurrency, works in low-bandwidth environments, and integrates easily with CRMs and core banking systems. Its multilingual interface makes it accessible across geographies, while flexible storage and customizable purging policies ensure compliance with RBI, DPDP Act, and global data security standards. Financial institutions benefit from faster KYC turnaround times (less than 2 minutes), reduced operational costs, and enhanced security with end-to-end encryption. Whether for l...