Gridlines

  India’s financial ecosystem has seen rapid digital transformation in recent years, but rural inclusion still lags behind. With over 65% of the population living in rural areas, delivering accessible financial services is both a challenge and an opportunity. Video KYC is emerging as a powerful tool to address this gap—offering a fast, secure, and paperless way to verify customers without the need for physical presence. What Is Video KYC? Video KYC is a remote, real-time verification process that allows individuals to complete their identity checks through a live video call with a KYC officer. It uses technologies like face match, OCR (Optical Character Recognition), and AI-driven fraud detection to ensure security and compliance. This method is compliant with regulatory standards laid out by the Reserve Bank of India (RBI) and is rapidly gaining adoption among banks, fintechs, NBFCs, and insurance providers. Why Rural Markets Need Video KYC Traditional KYC methods require visiti...

  Micro, Small, and Medium Enterprises (MSMEs) form the backbone of the Indian economy. According to the Ministry of MSME, over 1.5 crore Udyam registrations have been recorded as of 2024. As digital platforms, fintechs, and lenders increasingly work with these enterprises, verifying their legitimacy becomes a critical step—both for regulatory compliance and fraud prevention. That’s where a MSME verification API comes in. Why MSME Verification Is Crucial Whether you're offering credit, onboarding sellers, or conducting KYB (Know Your Business) checks, verifying Udyam Registration ensures the business: Is officially registered under the MSME Act Has submitted correct business category (Micro/Small/Medium) Provides a valid Udyam Registration Number (URN) Matches key identity fields like PAN and Aadhaar Manual verification through the Udyam portal is possible—but not scalable. It’s time-consuming, error-prone, and not viable when onboarding thousands of MSMEs. What Is an MSME Verifi...

  In a world where financial defaults are rising and contact details change frequently, locating individuals who owe money has become increasingly complex. Enter skip tracing — the art and science of tracking down people who have "skipped town" and become unreachable through conventional channels. What was once a manual, detective-like process is now a high-tech operation powered by real-time data and APIs. What Is Skip Tracing? Skip tracing refers to the process of finding a person whose whereabouts are unknown, usually for the purpose of debt collection. These individuals, known as "skips," may have changed their phone numbers, addresses, or even cities to avoid repaying a loan or fulfilling a contractual obligation. Traditional methods involved manual database checks, field visits, and outreach to known contacts. However, these approaches are time-intensive and often inaccurate. Today, skip tracing has evolved into a digital-first process, using technology to acc...

  In the digital-first world, verifying someone's identity needs to be fast, reliable, and fraud-proof. That’s where a Face Match API comes in — offering businesses an automated, AI-powered way to confirm if a person’s selfie matches the photo on their ID document. Gridlines’ Face Match API is designed to do just that, enabling real-time identity verification for seamless KYC (Know Your Customer) processes. What Is a Face Match API? A Face Match API is a technology solution that compares two facial images — typically a selfie and an ID photo — to determine if they belong to the same person. It’s often used in KYC, onboarding, and fraud prevention workflows across fintech, insurance, and workforce platforms. With Gridlines' API, businesses can integrate this capability into their mobile apps or platforms to instantly verify users, detect spoofing attempts, and maintain regulatory compliance. Why Use Gridlines' Face Match API? Gridlines offers a powerful and flexible Face M...

  In today’s digital-first business environment, the speed and accuracy of onboarding micro, small, and medium enterprises (MSMEs) can make or break your operations. Whether you’re a fintech platform, a digital lender, or a B2B marketplace, authenticating MSME credentials is vital for trust, compliance, and operational efficiency. That’s where Gridlines’ MSME Verification API steps in — an advanced tool designed to simplify and supercharge Udyam verification in real-time. India’s MSME sector, comprising over 63 million enterprises, forms the backbone of the country's economy. With the Udyam Registration system becoming the standard for MSME identification, verifying this registration has become a compliance essential. However, manual methods are time-consuming and prone to errors. The MSME API from Gridlines offers a smarter alternative: instant, reliable, and scalable MSME verification. Why Instant MSME Verification Matters As the adoption of digital lending and B2B platforms incr...